Broken Bones

Laws covering car accidents generally come under two categories: no fault and fault liability. No-fault liability usually refers to insurance coverage that allows the insured to recover damages and financial losses from their own policies. These are generally aimed at reducing lawsuits since the fault of the drivers doesn’t have to be assigned. The policies generally restrict the policyholder’s options to bring suit.

Assault and Battery, usually heard by the layman as a single charge, actually involves two separate torts, although it is unusual for a charge of battery to be initiated without including assault. Assault is the mere threat of battery or making someone afraid of imminent or future battery. Battery is nearly always combined with assault because very few crimes of battery occur without prior threats.

A structured settlement is an arrangement with an insurance company to make periodic payments in exchange for settling a personal injury claim. This type of compensation first appeared in the 1970’s as an alternative to lump sum settlements. They are now part of the statutory tort law of many countries, including the United States. These are sometimes called "periodic payments" and if awarded by a judge at the end of a trial, it is called a "periodic payment judgment".

Many people assume that bringing suit for pain, suffering and/or lost wages is a simple matter but it’s much more complicated than merely accusing another party and collecting an award. Juries must take into account a “reasonable” award; what is just and fair for one person’s pain and suffering may be grossly undervalued for another’s. Each case must be treated as a separate legal challenge; there can be no set amount to compensate for pain and suffering, as everyone has different thresholds of tolerance.

When damages occur to a person, his property, rights, or reputation, it is said to be a personal injury. It can mainly happen due to the carelessness or perilous acts of another individual or organization that had the responsibility of your safety. Personal injuries can be of varied types and can easily come in the form of a road accident, injury at workplace, a defective consumer product, negligence during medical treatments, etc. It can also be attributed to cases of defamation, nuisance, encroachment, professional misconduct, wrongful death, etc.